Pre-retirement

With the Government’s ever-increasing focus on managing your own retirement, it’s important to start building assets for this time as soon as possible. But contrary to popular belief, there´s a lot more to it than just saving your pennies.

These days, superannuation is a veritable goldmine presenting endless opportunities to build wealth tax-effectively. But it´s also a minefield with legislative changes continually changing the way it works. That´s why you need ongoing professional advice.

ING financial planning can help you make the most of superannuation – Australia’s most attractive savings plan - throughout your life, and ensure you build enough wealth to maintain the lifestyle you’re accustomed to once you retire. We can help you:

• Forecast your future income needs and build a plan to reflect this
• Manage debt and fast-track retirement savings
• Develop super strategies to maximise wealth
• Minimise income and contributions 
• Make the most of Government incentives like Government co-contribution, the spouse contribution tax-offset and tax-free retirement income after age 60
• Develop strategies to maximise social security benefits, where appropriate

 We can also help you to transition to retire by:

• Accessing your super before you fully retirement
• Boosting super contributions through salary sacrifice without reducing your income

 Call ING Financial Planning today on 1300 550 805 or email us to make an appointment - to put your plan for success in motion.